Industries Overview
We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
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Every service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICESRestaurants, Hospitality & Catering Insurance
Insurance programs built for the pace and risk profile of food service — from quick-service concepts to upscale dining, event catering, and hotel food and beverage operations.
Insurance That Keeps Up With Your Operations
Restaurants and hospitality businesses operate with thin margins, high employee turnover, and near-constant liability exposure. A poorly structured insurance program can put you underwater fast.
We specialize in food service operations — from single-unit restaurants to catering companies and multi-location hospitality groups — and we build programs that control costs without cutting the coverage you actually need.
Coverage Solutions
Comprehensive insurance products designed for food service and hospitality operations.
General Liability
Protection for slip-and-fall, foodborne illness, and third-party property damage claims — the most common exposures in food service.
Liquor Liability
Dram shop and host liquor coverage for bars, restaurants, event venues, and caterers serving alcohol at private and public events.
Property Insurance
Coverage for restaurant equipment, kitchen buildouts, furniture, signage, and inventory — including spoilage and mechanical breakdown.
Workers' Compensation
High-frequency industry coverage for kitchen injuries, slips, and soft tissue claims, with safety programs that reduce your Ex Mod.
Commercial Auto
Delivery vehicle and catering van coverage, including hired and non-owned auto for employees using personal vehicles.
Event Liability
Specialized coverage for caterers, event venues, and private party hosts serving food and alcohol at off-premise events.
Understanding Your Risks
Food service is one of the most claims-intensive industries. The right coverage structure matters more than price — a cheap policy is worthless if it doesn't pay.
Free Restaurant Coverage Review
Let our food service specialists evaluate your program for gaps and cost savings.
- Liquor liability review
- Workers' comp cost analysis
- Equipment and spoilage check
- Event and catering liability audit
John Von Der Ahe
Restaurants, Hospitality & Catering Practice Leader
John leads Core Brokers' hospitality practice with extensive knowledge of the liability, workers' comp, and liquor-related exposures that define the restaurant and catering industry.
His clients include independent restaurants, catering companies, banquet facilities, and multi-location hospitality groups across California. John's focus is building programs that hold up when claims happen — not just at renewal time.
Related Articles
Insights and resources for restaurants, hospitality, and catering businesses
Ready to see what smarter risk management looks like for your restaurant?
Get a free coverage review from a specialist who knows the food service industry inside and out.