Industries Overview
We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
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Every service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICESNon-Profit Insurance
Insurance programs designed specifically for mission-driven organizations — covering D&O, abuse, volunteer liability, and the workforce exposures that come with running a non-profit in California.
Protecting the Mission Without Breaking the Budget
Non-profits face a unique combination of risks: volunteer workforces, vulnerable populations, board governance, community events, and donor relationships. Standard commercial programs are built for for-profit businesses and routinely exclude or undercover the exposures non-profits actually face.
We work with health and human services organizations, advocacy groups, faith-based organizations, foundations, charter schools, and community non-profits to build programs that fit their mission, their budget, and their actual risk profile.
Coverage Solutions
Comprehensive insurance products designed for non-profit and mission-driven organizations.
Directors & Officers (D&O)
Protection for board members and officers against claims of mismanagement, fiduciary duty violations, and governance failures — critical for any non-profit with a board.
General Liability
Premises and operations liability for events, facilities, community programs, and third-party interactions.
Abuse & Molestation
Coverage for organizations serving children, vulnerable adults, or at-risk populations — one of the most important and commonly excluded coverages in standard policies.
Volunteer Accident
Medical benefits coverage for volunteer injuries that occur during organization activities — filling the gap left by workers' comp exclusions for volunteers.
Workers' Compensation
Employee injury coverage for staff in service delivery, program administration, and facilities roles.
Hired & Non-Owned Auto
Liability coverage for employees and volunteers using personal vehicles for organizational activities — a gap many non-profits unknowingly carry.
Understanding Your Risks
Non-profit organizations often underestimate their liability exposure. Tax-exempt status doesn't insulate you from claims — and the exposures unique to mission-driven work require targeted coverage solutions.
Free Non-Profit Coverage Review
Let our specialists evaluate your program for coverage gaps that are common to non-profits.
- D&O and management liability review
- Abuse and molestation coverage audit
- Volunteer liability gap analysis
- Auto and event liability check
Chris Trudeau
Non-Profit Practice Leader
Chris leads the Non-Profit practice at Core Brokers with deep experience in the unique governance, liability, and workforce exposures that mission-driven organizations face. His clients include health and human services organizations, advocacy groups, foundations, and faith-based nonprofits.
Chris specializes in building coverage programs that balance comprehensive protection with the budget realities non-profits operate under — and he has particular expertise in D&O liability and abuse-related coverage for organizations serving vulnerable populations.
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Insights and resources for non-profit organizations
Ready to see what smarter risk management looks like for your organization?
Get a free coverage review from a specialist who understands the non-profit sector's unique exposures.