Back to Industries

Golf Club & Course Insurance

Specialized insurance programs for private clubs, daily fee courses, and resort golf operations — built around the unique liability, property, and personnel exposures of the golf industry.

Coverage Built for the Golf Business

Golf clubs and courses operate as restaurants, event venues, employers, and complex property owners — all at once. Generic commercial policies leave critical gaps. Our golf practice is built around the actual risk profile of clubs and courses, from errant ball incidents to liquor liability at member events.

Whether you're a private member club, daily fee public course, or resort property, we develop programs that protect the business, the board, and the staff.

137+
Years Combined Experience
98%
Client Retention
Golf Course

Coverage Solutions

Comprehensive insurance products designed for golf club and course operations.

General Liability

Protection for member, guest, and third-party bodily injury and property damage claims on the course and in the clubhouse.

Property Insurance

Comprehensive coverage for clubhouse facilities, maintenance buildings, course equipment, and furniture.

Liquor Liability

Essential coverage for clubs and courses with on-site food and beverage service, private events, and banquet facilities.

Golf Cart Liability & Physical Damage

Liability and physical damage coverage for owned and rented fleet golf carts and personal vehicles on course.

EPLI & D&O

Employment Practices and Directors & Officers liability protection for club boards, officers, and HR-related exposures.

Equipment Breakdown

Coverage for irrigation systems, greens aerators, mowers, and other mechanical and electrical course equipment.

Understanding Your Risks

Golf operations carry a distinct set of exposures that go well beyond standard commercial risks. Our specialists help you identify every exposure and build a program that actually responds when a claim happens.

Errant ball claims from members and guests
Liquor liability from clubhouse and event bar service
Golf cart accidents on course and in parking areas
EPLI claims from employees and members
Equipment theft, vandalism, and breakdown
Special event and tournament liability

Free Golf Club Review

Let our golf industry specialists evaluate your current coverage program.

  • Liability coverage audit
  • Liquor liability review
  • Equipment and property valuation
  • D&O and EPLI gap check
Schedule Your Review
Jim Rose — Golf Practice Leader
Industry Leader

Jim Rose

Golf Practice Leader

Jim leads the Golf practice at Core Brokers with deep expertise in the operational and liability exposures unique to clubs and courses. His clients range from private member clubs to public resort operations across California.

Jim understands the complexity of insuring facilities that simultaneously operate as hospitality venues, employers, event spaces, and real property — and he builds programs that cover all of it.

Ready to see what smarter risk management looks like for your club?

Get a coverage review from a specialist who actually knows the golf business.