We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
VIEW ALL INDUSTRIESEvery service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICESWorkers' comp is Core Brokers' most differentiated service. We don't just place a policy — we manage your Ex Mod, advocate on claims, build safety culture, and guide qualifying clients toward group captive membership.
Ex Mod Focus
Most brokers renew your policy and move on. We track your mod monthly, intervene on open claims, and build the internal programs that drive it down — because every point lower on your mod is real money back in your pocket.
We work your experience modification year-round — not just at renewal. Lower mod means lower premium, permanently.
We're in your corner from the moment a claim is filed. Faster closures, fewer reserves, better outcomes.
Building a culture that prevents injuries before they happen — training, programs, and accountability systems.
Structured modified-duty programs that reduce claim costs and get employees back on the job.
Qualifying clients can move into a group captive — own your program, control your costs, share in the profit.
We review your classifications and audits to ensure you're never overpaying for workers' comp.
Let's look at your current mod and build a plan to bring it down.
Book a Risk Consultation