Industries Overview
We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
VIEW ALL INDUSTRIESRisk Solutions
Every service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICES
Construction & Contractors Insurance
Construction is California's most risk-intensive industry. Workers' comp costs, contract bonding requirements, and subcontractor liability don't leave room for error. We build programs that protect your projects, manage your Ex Mod, and keep you bondable.
Building Your Protection
Construction is one of the most hazardous industries, with complex risks that require specialized expertise. Our team understands the challenges contractors face every day on the job site.
From general contractors to specialty trades, we develop comprehensive insurance and bonding programs that help you win contracts and protect your business.
Trusted by Contractors Across California
Protecting the Businesses That Build Our Communities
Coverage Solutions
Comprehensive insurance and bonding products designed for the construction industry.
General Liability
Protection for bodily injury, property damage, and completed operations exposures.
Builders Risk
Coverage for buildings and structures under construction against damage and theft.
Professional Liability
E&O coverage for design-build contractors and those providing professional services.
Contractors Equipment
Protection for owned, leased, and rented tools and equipment on and off the job site.
Workers' Compensation
Comprehensive coverage for workplace injuries with safety-focused programs.
Surety Bonds
Bid bonds, performance bonds, and payment bonds for contract requirements.
Understanding Your Risks
Construction businesses face significant risks from the bid process through project completion. Our specialists help you identify exposures and develop comprehensive protection.
Free Contractor Review
Let our construction experts evaluate your insurance and bonding program.
- Certificate review
- Coverage gap analysis
- Experience mod audit
- Bonding capacity review
Jim Rose
Construction Practice Leader
Jim leads our Construction & Contractors practice with decades of hands-on experience building programs for general contractors, specialty trades, and developers across California. He understands the labor risks, contract requirements, and bonding obligations that define this industry.
From Ex Mod management and workers' comp strategy to subcontractor compliance and surety bonding, Jim builds programs most brokers simply cannot match.
Related Articles
Insights and resources for construction businesses
Ready to see what smarter risk management looks like for your business?
Book a risk consultation and let's build a program around your actual operations.