Industries Overview
We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
VIEW ALL INDUSTRIESRisk Solutions
Every service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICESHealthcare Insurance
Healthcare businesses carry professional risk, regulatory risk, cyber risk, and workforce risk simultaneously. We build programs that cover every layer — from malpractice to HIPAA.
Deep Industry Knowledge
Not Generic Policies.
Most brokers write a healthcare policy based on a checklist. We've spent decades inside this industry — understanding the liability exposures, HIPAA obligations, and workforce risks that come with running a healthcare business in California.
From outpatient clinics and dental offices to home health agencies and specialty practices, we build programs around your actual patient population, staff size, and compliance obligations.
Book a Risk Consultation
Get a full review of your current program — coverage gaps, unverified stats, and real opportunities to lower costs.
- Professional liability gap review
- HIPAA cyber exposure assessment
- Workers' comp Ex Mod analysis
- EPLI and employment risk review
Or call 888.426.7344
Coverage Focus
What Healthcare Businesses Need
Every coverage line below represents a real exposure healthcare businesses face in California.
Professional Liability (E&O)
Protects healthcare professionals against claims of negligence, errors, or omissions in the delivery of professional services.
General Liability
Coverage for bodily injury, property damage, and personal injury claims arising from your premises or operations.
Workers' Compensation
Protects employees injured on the job in this high-risk environment, with Ex Mod management to control long-term costs.
Cyber Liability
Essential for healthcare — covers HIPAA breach response, notification costs, ransomware, and regulatory defense.
EPLI
Employment Practices Liability protects against wrongful termination, discrimination, and harassment claims.
Commercial Auto
Coverage for vehicles used to transport patients, staff, or medical supplies, including non-owned auto liability.
Trey Harding
Healthcare Practice Leader
Trey leads our Healthcare practice with expertise across outpatient clinics, dental and specialty practices, home health agencies, and behavioral health facilities. He understands the professional liability, HIPAA, and workforce risks unique to California healthcare providers.
From malpractice and cyber liability to workers' comp and EPLI, Trey builds comprehensive programs tailored to the complexity of healthcare operations.
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Insights and resources for healthcare businesses
Ready to see what smarter risk management looks like for your business?
Book a risk consultation and let's build a healthcare program around your actual patient population and compliance obligations.