Industries Overview
We've built deep expertise across the industries that matter most to California's privately held businesses — from construction sites to manufacturing floors, healthcare practices to non-profits. Every industry has its own risks. Every client gets a partner who understands theirs.
VIEW ALL INDUSTRIESRisk Solutions
Every service we offer is designed to lower your costs, protect your people, and strengthen your business.
VIEW ALL SERVICESHome Health Insurance
Specialized insurance programs for home health agencies, home care providers, and non-medical in-home care businesses — covering the professional, liability, and workforce exposures that generic policies routinely miss.
The Unique Risk Profile of Home Care
Home health and in-home care businesses carry a different set of exposures than traditional healthcare. Your employees work unsupervised in private residences, handle vulnerable populations, and travel between locations every day — creating professional liability, auto liability, and abuse-related risks that demand specialized coverage.
We work with licensed home health agencies, non-medical home care companies, staffing agencies placing healthcare workers, and individual nurse entrepreneurs to structure programs that actually respond when claims arise.
Coverage Solutions
Comprehensive insurance products designed for home health and in-home care operations.
Professional Liability (E&O)
Malpractice and errors & omissions coverage for nurses, aides, therapists, and other clinicians providing care in the home.
General Liability
Protection for bodily injury and property damage claims at client homes and other off-premise care locations.
Abuse & Molestation
Coverage for claims of physical, sexual, or emotional abuse by employees or contractors — a critical and often overlooked exposure for home care agencies.
Workers' Compensation
High-frequency coverage for lifting injuries, auto accidents, and client-related incidents involving home health workers.
Commercial Auto
Coverage for employee-owned and agency-owned vehicles used to travel between client homes, including hired and non-owned auto liability.
EPLI
Employment Practices Liability coverage for wage-and-hour claims, wrongful termination, and discrimination in a high-turnover industry.
Understanding Your Risks
Home health businesses carry layered exposures across professional liability, auto, employment, and abuse — most of which require separately endorsed or standalone coverage to adequately protect you.
Free Home Health Coverage Review
Let our specialists evaluate your program for critical coverage gaps.
- Professional liability audit
- Abuse & molestation coverage check
- Auto liability gap analysis
- EPLI and workers' comp review
John Von Der Ahe
Home Health Practice Leader
John leads the Home Health practice at Core Brokers and has deep expertise in the professional liability, abuse, and employment exposures that define the home care industry. He works with agencies of all sizes across California.
His background includes extensive work with licensed home health agencies, non-medical companion care providers, and healthcare staffing firms — helping them build programs that comply with licensing requirements and hold up against claims.
Related Articles
Insights and resources for home health and in-home care agencies
Ready to see what smarter risk management looks like for your agency?
Get a free coverage review from a specialist who understands the home care industry's unique exposures.